- An individual tailored product
- The individual must engage in any economic or income generating activities
- The individual must operate Susu Account with the bank for at least twenty (20) consecutive days and there must be consistency in the contribution
- The applicant must contribute at least 20% of the loan amount at the end of the 2o days.
- The loan amount shall be five (5) times the total amount contributed
- The repayment of the susu loan shall be on a daily basis through Susu contribution