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Rates and Charges

Operational Rates and Charges

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Loan Rates

Products                                                                                                                              Rates

Salary                                                                                                     30% Per Annum

Commercial/Trading Loan                                                                35% Per Annum

PSelf Loan                                                                                              35% Per Annum

Agric Loan                                                                                              36% Per Annum

Adwuma Mkosour                                                                                 40% Per Annum

CSWE Loan( Micro Finanace )                                                           40% Per Annum

Susu Loan                                                                                              40% Per Annum

 

Funeral Loan                                      15%(Maximum of One Month After the Funeral)

Overdraft

Commercial Overdraft                                                                                 45% Per Annum

Salary Overdraft                                                                                            15% Per Annum

Fee On Account Statement , Payment Order and Account Maintaince

 

Account Statement Issuance                                                        Local GHS 20.00 External GHS 50.00

Payment Order                                                                                  Min GHS 10.00  Max GHS 100.00

Accounts Maintenance Fee on Current  Account                Min GHS 5.00

Loan Commitment Fees and Insurance

Pself Loan                                                                                            1% Insurance

CSWE Loan (Micro Finance)                                                          1% Commitment Fees & 1% Insurance

Adwuma Nkosour Loan                                                                  3% Commitment Fees & 1% Insurance

Susu Loan                                                                                            3% Commitment Fees & 1% Insurance

Salary Loan                                                                                         4% Commitment Fees & 1% Insurance

Commercial Loan                                                                              4% Commitment Fees & 1% Insurance

Account Minimum Balances

Saving Account                                                                  GHS 30. 00

Commercial Current Account                                       GHS 100.00

Salary Current Account                                                  GHS 20.00

Susu Saving Account                                                       GHS 10.00

Saleable Items

Cheque Book(25 leaves)                                                                  GHS 20. 00

Cheque Book(50 leaves)                                                                  GHS 50. 00

Corporate Cheque Book(25 leaves)                                                 GHS 60. 00

Savings Withdrawal Booklet                                                             GHS 25. 00

Overdraft Forms(Salary)                                                                     GHS 10. 00

Counter Cheque Normal                                                                    GHS 5. 00

Counter Cheque Existing ChequeBook Holder                                GHS 20. 00

Saving  Withdrawal Leaflet                                                                GHS 1. 00

Loan Forms                                                                                          GHS 10. 00

Passbook                                                                                              GHS 10. 00

Cheque Clearing Fees(OUTWARDS)

Amount                                                            Normal                                 Express

GH 1.00 – GHS 1000.00                                 GHS 6                                    GHS 10.00

GH 1001.00 – GHS 3000.00                         GHS 6.00                             GHS 20.00

GH 3001.00 – GHS 10000.00                       GHS 22.00                           GHS 40.00

GH 100001.00 – GHS 50000.00                  GHS 42.00                           GHS 60.00

GH 500001.00 – GHS 100000.00                GHS 62.00                           GHS 80.00

GH 1000001.00 –  Above                              GHS 100.00                        GHS 150.00

 

Minimum Cash Lien on Loan

CSWE (Micro Finance)                                    20% of Amount Approved

SUSU Loan                                                          20% of Amount Approved

Adwuma Nkosour                                            20% of Amount Approved

Commercial / Trading Loans                         10% of Amount Approved

 

  • Maximum Cash Lien on Commercial /Trading Loan GHS 20000.00
  • Base Appraisal and Risk Assessment, A Higher Cash Lien can be Applied on a facility
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